Broker or bank: ask what you are comparing.

Understand who provides the advice, which products are considered and who makes the lending decision.

Two different roles

A lender offers financing and makes its credit decision. A broker helps arrange financing with the lenders available to that broker. Access varies, so ask which lenders and products are actually being considered.

Compare the process as well as the price

Ask about compensation, document handling, product restrictions and who remains your contact after closing. Evaluate offers against the same objectives and assumptions.

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