Owner-occupied or income-producing?
An operating business buying its premises and an investor acquiring rental income bring different questions. Explain the property’s present use, occupancy, location and planned changes. Any available financing depends on the lender and the file.
Prepare the property story
A later review may require leases, operating statements, ownership information, valuation and property due diligence. Confirm the exact requirements before commissioning reports. Do not send tenant information or business financial statements through the initial form.
Compare the whole proposal
Ask about the term, amortization, repayment conditions, security, guarantees, reporting requirements and all fees. Neither an enquiry nor an indicative discussion is a commitment to fund.